Foreclosure Prevention Workshop

The Washington County Library and the Washington County Housing and Redevelopment Authority (HRA) are offering free Foreclosure Counseling & Information Workshops to anyone who wants to ask questions and get advice from trained foreclosure prevention counselors.

Anyone who is behind on their mortgage, anyone who is worried about keeping up with mortgage payments, and anyone who wants to know more about the foreclosure process may attend. Those who are worried about foreclosure should seek help immediately. Waiting may limit the options.

The workshops are open houses; no pre-registration is required. The workshop will include a 45-minute presentation summarizing the foreclosure process. Participants will also have an opportunity to meet one-on-one with a foreclosure prevention counselor. It will help the counselor to respond to any concerns participants bring the following:

1) any communication received from a lender or loan servicer;

2) proof of income (e.g., recent pay stub); and

3) a copy of a mortgage statement.

Workshops will be:

• 4 p.m. Monday, Dec. 19, Oakdale Library
• 6 p.m. Thursday, Jan. 5, Hardwood Creek Library
• 6 p.m. Wednesday, Jan. 11, R. H. Stafford Library
• 4 p.m. Thursday, Jan. 19, Park Grove Library
• 4 p.m. Thursday, Jan. 26, Oakdale Library

“The value in speaking to a county foreclosure prevention counselor is identifying options,” said Barbara Dacy, executive director of the HRA. “More than 60 percent of households that have worked with one of the prevention counselors have avoided foreclosure.”

For more information or to speak with a foreclosure prevention counselor immediately, call the Washington County HRA’s foreclosure intake line at 651-458-0936, Ext. 542, or see www.wchra.com. 

For more information about the Washington County Library, see www.co.washington.mn.us/info_for_residents/library/ or call 651-275-8500.